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How To Activate Your Verve Cards For Online Transactions Using ATM

The  ATM card is part of the cashless policy and it has made life more easier for our students,friends and family members here in nigeria and even abroad.
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The verve card is the new interswitch debit card now with the chip and pin.



Verve is the new name of the more secure and convenient Interswitch card which with the introduction of chip and PIN makes transactions safer and with Quickteller services, adds convenience to everyday life.


Verve is used by all banks in the world except for those that are not into the new development of the cashless policy and with this verve you can send and receive payment in your comfort zone.

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Types of Verve cards




  • Verve Debit
  • Verve PrePaid
  • Master Card Verve





Verve debit card is the one linked to your savings or current account by your bank and you must go through some process before creating an account to ensure that you are upto the age of creating a bank account but today we still have kids account but it has little disadvantages.




You can make use of your Verve card on different platforms like


  • ATMs
  • mobile
  • POS
  • Web



You can also use it to withdraw cash, pay bills, purchase airtime at ATMs. And also buy domain name online within 1minute

List of Nigerian Banks that offers Verve cards



  1. Access Bank Plc
  2. Ecobank Plc
  3. Enterprise Bank Limited
  4. FCMB
  5. First Bank Plc
  6. Fidelity Bank Plc
  7. Heritage bank Limited
  8. Jaiz Bank
  9. Keystone Bank
  10. Wema Bank Plc
  11. Mainstreet Bank Limited
  12. Sterling Bank Plc
  13. Skye Bank Plc
  14. UBA
  15. Unity Bank Plc







Follow this procedure below one after the other....




Step 1
First visit any bank branch to request for a Verve Card.



Step 2
Immediately you get your verve card, activate it by changing the PIN at the ATM or you can meet the ATM office of your bank to help you out.
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Step 3
After activated, you can start using it for your transactions but you cannot use it to make payments online.


You need to register the Verve card for Interswitch Safetoken Service.
Interswitch Safetoken Service is a system that generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform.

Registering for the Safetoken enables you carry out transactions on any web merchant site that has integrated the Interswitch Payment gateway using a One Time Password (OTP) as a second level authentication process in addition to your Card Number, PIN and CVV2 code.
For you to be able generate OTP for your Verve card whenever you are carrying out a transaction with it, you will first have to register it for the safetoken service.



Follow the final step below and make sure you are using an ATM to perform this.



Step 1
At the ATM, insert your Verve card
Input your 4-digit PIN and press Enter



Step 2
Select your bank account type eg Savings or Current


Step 3
Select the ‘Quickteller’ option from the ATM menu screen


Step 4
Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen


Step 5
Select ‘Others’ for the bill payment menu option list


Step 6
Enter ‘322222” as the Biller Code



Step 7
Enter your Phone Number as the Customer Reference Number and select ‘Proceed’


Step 8
You will get a display “Do you want to make this payment?” Amount Due:N1. (DO NOT edit the amount to be paid)
Click on “Pay amount due”



Step 9
Now you will then get a confirmation page indicating the registration was successful.




And that's all you need to do......




And try to wait for 1hour so that this process will be fully activated.
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Now if you make any payment online with your verve card and you get to a stage where you are prompted to enter an OTP, you will get the OTP via text message on your mobile phone which you will use to complete your online transaction.

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