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ALAT by Wema Bank is Nigeria’s First Fully Digital Bank


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Wema Bank Plc, commonly known as Wema Bank, is a Nigerian commercial bank.
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ALAT by Wema Bank is Nigeria’s first fully digital bank. As opposed to the regular banking system, everything is done from the comfort of your mobile phone through an app. We all know how stressful banking in Nigeria can be, from the long banking hall lines to the numerous charges and sometimes the long procedures involved in opening a new account.

ALAT is here and promises to be the change we’ve all been waiting for. Digital banking is the future and we are ready for it now! Digital banking has the capacity to understand and quickly build a very good user experience to improve efficiency and decrease costs.

What Is a Fully Digital Bank?

Digital banking could be easily confused with terms such as mobile banking or internet banking, don’t get me wrong, these are all aspect of digital banking, but they are not fully digital. Digital banking is simply moving online all the traditional banking activities and programs that were only available to customers when physically inside a bank’s branch. Such activities include:

  • Account holders documentation
  • Money Deposits, Withdrawals, and Transfers
  • Management of account
  • Applying for Financial Products
  • Loan Management
  • Bill Pay
  • Account Services
  • Wema Bank




Wema Bank is the oldest indigenous commercial bank in Nigeria and the brand behind ALAT; they’ve continuously been in the banking business for over 70 years.

ALAT By Wema Bank

ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank.



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Open an ALAT account from your phone with your BVN and phone number, no paperwork required.
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ALAT by Wema Bank is Nigeria’s First Fully Digital Bank

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ALAT by Wema Bank is Nigeria’s First Fully Digital Bank

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